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What are the average insurance costs on a Mazda CX-5?

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All…

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance…

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Reviewed by

Leslie Kasperowicz

Farmers CSR for 4 Years

Leslie Kasperowicz

UPDATED: Jun 6, 2022

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Key Takeaways:

  • Full coverage costs around $1,384 a year or $115 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,059 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Mazda CX-5 insurance costs around $135 less per year than the average vehicle

Mazda CX-5 insurance rates don’t have to be a mystery. The secret to good Mazda CX-5 auto insurance comparison shopping is having base rates to compare against, so you know you’re getting the best Mazda CX-5 auto insurance rates as you compare policies. We’ve got that in spades in our guide below.

You can start comparing quotes for Mazda CX-5 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda CX-5 Insurance Cost

The average Mazda CX-5 car insurance rates are $1,384 a year or $115 a month. Depending on what company you choose, you could get a better deal.

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Are Mazda CX-5s Expensive to Insure?

The chart below details how Mazda CX-5 insurance rates compare to other crossovers like the Toyota C-HR, Kia Sportage and Hyundai Tucson.

Vehicle Comprehensive Collision Liability Total
Mazda CX-5 $322 $532 $372 $1,384
Toyota C-HR $254 $452 $258 $1,074
Kia Sportage $280 $470 $372 $1,280
Hyundai Tucson $294 $470 $372 $1,294
Audi Q5 $362 $718 $372 $1,610
Toyota RAV4 $280 $482 $390 $1,310
Cadillac XT4 $362 $656 $316 $1,470

However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda CX-5 Insurance?

The Mazda CX-5 trim and model you choose can impact the total price you will pay for Mazda CX-5 insurance coverage.

Age of the Vehicle

The average Mazda CX-5 car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Mazda CX-5 are $1,384, while 2013 Mazda CX-5 rates are $1,254, a difference of $130.

Model Year Comprehensive Collision Liability Total
2020 Mazda CX-5 $322 $532 $372 $1,384
2019 Mazda CX-5 $306 $512 $390 $1,366
2018 Mazda CX-5 $294 $506 $398 $1,356
2017 Mazda CX-5 $284 $494 $416 $1,352
2016 Mazda CX-5 $274 $474 $430 $1,336
2015 Mazda CX-5 $260 $458 $442 $1,318
2014 Mazda CX-5 $250 $424 $452 $1,284
2013 Mazda CX-5 $240 $400 $456 $1,254

Driver Age

Driver age can have a significant effect on the cost of Mazda CX-5 car insurance. For example, a 20-year-old driver could pay around $141 more each month for their Mazda CX-5 car insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Mazda CX-5 insurance rates. For example, drivers in Los Angeles may pay $512 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Mazda CX-5 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-5 car insurance with violations on their driving record.

Mazda CX-5 Safety Ratings

The Mazda CX-5’s safety ratings will affect your Mazda CX-5 auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side G
Small overlap front: passenger-side G
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G

Mazda CX-5 Crash Test Ratings

Good Mazda CX-5 crash test ratings can lower your Mazda CX-5 auto insurance rates. See Mazda CX-5 crash test results below:

Federal Government Crash Test Ratings 2020 2019 2018
Overall Rating 5 5 5
Frontal Crash 5 5 5
Side Crash 5 5 5
Rollover 4 4 4
Source: National Highway Traffic Safety Administration

Mazda CX-5 Safety Features

The safety features of the Mazda CX-5 can impact your Mazda CX-5 car insurance rates. The Mazda CX-5 has the following safety features:

  • Anti-lock brakes
  • Stability control
  • Front-impact airbags
  • Side impact airbags
  • Overhead airbags
  • Pretensioners
  • Security system

Mazda CX-5 Insurance Loss Probability

The Mazda CX-5’s insurance loss probability varies between different coverage types. The lower percentage means lower Mazda CX-5 auto insurance costs; higher percentages mean higher Mazda CX-5 auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -34%
Property Damage -12%
Comprehensive -15%
Personal Injury -21%
Medical Payment -17%
Bodily Injury -24%

Mazda CX-5 Finance and Insurance Cost

If you are financing a Mazda CX-5, you will pay more if you purchase Mazda CX-5 auto insurance at the dealership, so be sure to shop around and compare Mazda CX-5 auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mazda CX-5 Insurance

You have more options at your disposal to save money on your Mazda CX-5 car insurance costs. For example, try these three tips:

  • Make Sure You’re Raising a Safe Mazda CX-5 Driver
  • Reduce Modifications on your Mazda CX-5
  • Avoid Filing a Claim for Minor Incidents on Your Mazda CX-5

Top Mazda CX-5 Insurance Companies

The best auto insurance companies for Mazda CX-5 car insurance rates will offer competitive rates, discounts, and account for the Mazda CX-5’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO 46,106,971 6.6
3 Progressive 39,222,879 5.6
4 Liberty Mutual 35,600,051 5.1
5 Allstate 35,025,903 5.0
6 Travelers 28,016,966 4.0
7 USAA 23,483,080 3.3
8 Chubb 23,388,385 3.3
9 Farmers 20,643,559 2.9
10 Nationwide 18,442,145 2.6

Compare Free Mazda CX-5 Insurance Quotes Online

To start comparing Mazda CX-5 car insurance quotes for free, use our online car insurance comparison tool.



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